Christmas is coming. 2020 is a special year; it is a year filled with surprise, hope, joy and sorrow.It is…
We understand that sometimes making the decision to get a loan can be hard. Hence, with our simple and easy lending process, you will be able to get the loan in no time.**
We try to make our loans flexible for you. Our aim is to support you and your decisions and to find a suitable solution for you.
Our Small Loans Contract offers lower fees than many lenders at 3% per month. Our Medium Loans Contract also offer lower interest rates than many other lenders, as explained below.
At AHA, we give you a transparent picture of all fees, repayments, and costs before you commit to the loan. Below is a breakdown of our loan types and fees.
Fees and charges payable under the $500 to $2,000 loans:
*Actual loan may vary depending on approved amount and your individual circumstances.
Fees and charges payable under $2,001 to $5,000 loans:
*This comparison rate is based on a medium loan for an amount of $2500 over 2 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts will result in a different comparison rate. (Our packaged medium loans require an establishment fee of $300 and a monthly fee of $30.)
At AHA, we emphasise the word AHA as a way of expressing satisfaction, triumph or surprise. At AHA, it is our aim to make sure that the loan process is simple and straight forward, so you can do all the things you want to do.
It depends on your needs and circumstances. We have two types of borrowing: Small Loans and Medium Loans. Under our Small Loans contract you may borrow from $500 to $2,000. Our Medium Loans contract allows you to borrow from $2,001 to $5,000. However, the amount you can borrow will depend on your personal and financial circumstances and needs. It is our aim to meet your needs responsibly.
At AHA, it is our aim to provide you with a loan at lower fees and interest rates. For example, our Small Loans offer lower fees than many lenders from 3% per month. Our Medium Loans interest rate is from as low as from 24% per year (see our comparison rate explained above). Our simple loan process ensures that you will be able to apply for your loan in as simple and fast a manner as possible.
We aim to give you flexibility in repaying your loan. If you applied for a Small Loans, you would have 91 days to 1 year duration. And if you applied for a Medium Loans, you would have 91 days to 2 years duration. If you wish to adjust the duration, we are flexible to meet your need.