1. How to repay the loan on time to improve credit rating

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If you want to apply for a personal loan but have a bad credit rating, most of the time, the banks will decline your loan request. At AHA Money, we will talk to you, and try to understand why you had dishonours or defaults, and try to understand whether it will be repeated in the future. Hence, the dialog would be a two way communication process, and once the loan is approved and settled,