Website Policy

About this website

This website is operated by AHA Global Pty Ltd (ABN 24 623 098 939) trading as AHA MONEY (“AHA MONEY") under the domain name https://www.ahamoney.com.au/ (“AHA MONEY website"). By using this website you agree to our terms and conditions of use.

Your use of the information, graphics and materials on the AHA MONEY website (“Material on this website") is governed by these terms of use, which should be read together with our Privacy and Credit Reporting Policy and Statement of notifiable matters .

Product information and supply

Material on this website may contain general information about AHA MONEY products and services. Unless expressly stated otherwise, this information:

  • does not constitute an offer or inducement to enter into a legally binding contract; and
  • does not form part of the terms and conditions for AHA MONEY products and services.

All loan applications are subject to the usual AHA MONEY credit approval criteria and terms and conditions.

Third party service providers

AHA MONEY uses Credit Sense (“Service Provider”) as its third party service provider to enable it to securely access your bank statements for verification purposes, using your transaction history from the last 90 days. Your internet banking log-in details are needed to be able to do this.

The Service Provider is a third party beneficiary under these terms and conditions with all the rights, benefits and protections as if it were a party to these terms and conditions. By using this site you authorise AHA MONEY and the Service Provider to access third party sites designated by you, on your behalf, to retrieve information requested by you, and to register for accounts requested by you. For all purposes connected with your use of this site, you hereby appoint AHA MONEY and the Service Provider as your agent to access third party internet sites, servers or documents, retrieve information and use your information for the purposes of the services supplied to you by AHA MONEY.

You acknowledge and agree that when AHA MONEY or the Service Provider accesses and retrieves information from third party sites, AHA MONEY and the Service Provider are acting as your agent and not as agent for, or on behalf of, the third party. To the extent permitted by law, AHA MONEY disclaims all responsibility for any breach by you of your bank’s terms and conditions by disclosing such information and shall not be liable for any loss arising from such breach.

Links to other websites

Where the AHA MONEY website contains links to other websites operated by third parties (“Third Party websites"), AHA MONEY does not endorse, or approve of the operators of Third Party websites, or the information, graphics and material on those Third Party websites (“Third Party Material").

Unless where excluded by law, AHA MONEY makes no warranties or representations:

  • in relation to the quality, accuracy or fitness for purpose of Third Party Material or products or services available through Third Party websites; or
  • that Third Party Material does not infringe the intellectual property rights of any person. AHA MONEY does not authorise the use or reproduction of Third Party Material by linking Material on this website to Third Party Material.

AHA MONEY may receive payments or referral fees from operators of Third Party websites in relation to goods or services supplied by the operator as a result of you linking to the Third Party website from the AHA MONEY website.

Warranties

AHA MONEY assumes no liability for the security of this site or your communications on the site. Although we have made every effort to ensure that information is free from error, AHA MONEY does not warrant the accuracy, adequacy or completeness of Material on this website. All information is subject to change without notice. AHA MONEY recommends that you seek independent advice before acting upon Material on this website or Third Party Material. AHA MONEY does not guarantee that the AHA MONEY website or Third Party websites will be free from viruses, or that access to the AHA MONEY website or Third Party websites will be uninterrupted.

Our website and our services are provided “as is" and as and when available, and to the extent permissible by law, we exclude all implied warranties, conditions or other terms, whether implied by statute or otherwise, including without limitation any terms as to skill and care or timeliness of performance.

Indemnity

You agree to indemnify and hold us and our affiliates, officers, directors, agents, and employees harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of your breach of these terms and conditions, or your violation of any law or the rights of a third party.

Cookies and advertising

AHA MONEY’s website uses cookies. A cookie is a small text file that a website may place on your computer or mobile device to remember your preferences. Cookies allow AHA MONEY to collect information about your computer, such as your IP address, domain name and the details of any website which has referred you to this website. The use of cookies may enable AHA MONEY to identify the pages you access and your preferences. They will also allow AHA MONEY to recognise your computer while you are using our website. You can set your web browser to refuse cookies, however this may mean that you are unable to use the full functionality of our websites.

AHA MONEY may also use online advertising tools such as Google Analytics. Like cookies, these tools collect data about how you interact with our website. These tools mean that third-party vendors, including Google, use cookies to collect such data and show our advertisements across the Internet. We may also use social media sites such as Facebook for advertising purposes.

Limitation of liability

Unless excluded by law, AHA MONEY is not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or in relation to your use of Material on the AHA MONEY website or Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Liability of AHA MONEY for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at AHA MONEY’s option, the re-supply of the services.

Termination

AHA MONEY may terminate these terms of use (and the agreement constituted by your use of the Material on the AHA MONEY website) and your access to the AHA MONEY website at any time without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by AHA MONEY will survive termination even if you are no longer authorised to access the AHA MONEY website.

Jurisdiction

The law applicable to disputes arising out of the use of this website or our products and services is the law of New South Wales, Australia.

Copyright and trademarks

All Intellectual property incorporated into this website and associated with the name AHA MONEY is the property of AHA MONEY.

Copyright in the Material on this website is owned or licensed by AHA MONEY. Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these terms of use, no material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, licenced, distributed or transmitted in any form by any process without the specific written consent of AHA MONEY.

You acknowledge that you have no rights in, or to, our Site or the technology used or supported by our Site other than the right to use each of them in accordance with these terms and conditions.

Information collected

We may collect the following information from your visit to the AHA MONEY website for analytical purposes: the user’s IP address, the date and time of the visit, the pages visited and the documents and or materials downloaded, the previous website visited and the type of browser used. An analysis of this information may be conducted at any time AHA MONEY deems necessary to determine various statistics.

By using an interactive facility on the AHA MONEY website you agree that AHA MONEY may collect and retain any personal information that you enter when using these interactive facilities, and that we can use your personal information to contact you about our products and services and for any other purpose set out in the AHA MONEY Privacy and Credit Reporting Policy and Statement of Notifiable Matters. You agree that this applies even if you save, suspend or cancel the interactive facility, without submitting your information to us. When you send a completed online application to us, we retain the information contained in that application. We are then able to use that information to provide any financial or related services that you may need.

By using this website, you agree to provide true, accurate, current and complete information about yourself and your financial profile and agree to not misrepresent your identity or your account information. You also agree to keep your account information current and accurate.

Acceptance and changes to terms of use

You acknowledge and accept that your use of the AHA MONEY website indicates your acceptance of these terms of use and our related Privacy and Credit Reporting Policy and Statement of Notifiable Matters.

These are the current terms of use. They replace any other terms of use for the AHA MONEY website published on the AHA MONEY website to date. AHA MONEY may at any time vary the terms of use by publishing the varied terms of use on the AHA MONEY website. You accept that by doing this, AHA MONEY has provided you with sufficient notice of the variation. AHA MONEY reserves any rights not expressly granted in these terms of use.